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Ten little known secrets to receiving FAST CASH
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TEN LITTLE-KNOWN "SECRETS" TO RECEIVE FAST CASH
1) BORROW FROM YOUR LIFE INSURANCE POLICY
Do you have a whole life insurance policy?
If you do... You may be able to borrow money from it.
There are two kinds of life insurance: Term, and
Whole Life. Term doesn't work this way, but with Whole Life,
you build up a Cash Value...
And you can borrow from it at any time! --Just by filling out
a request form from your insurance agent. How much you can
get depends on how much and how long you've been paying in,
but you can borrow up to the FULL amount of your accumulated
Cash Value.
--And you never have to pay it back. Of course, your Life
Insurance policy payout will be reduced by the amount that you
borrowed, but if you need the money badly, it would be well
worth it.
Example: If you had a $100,000 Life Insurance Policy which
had a cash value of $5,000 and you borrowed that $5,000, your
heirs would receive only $95,000 instead of the full $100,000.
Most people are not aware of this, but it's a GREAT way to
raise Fast Cash... You are just borrowing from yourself, and I
for one tend to enjoy my money more while I'm alive and able to
put it to good use. The choice is up to you.
2) IRA 60-DAY SWITCH-ER-OONY
Do you have an IRA (Individual Retirement Account)?
Well, listen to this: The law allows you to SWITCH your
IRA account to a different banking institution once a year,
and you are allowed up to 60 days to do it! Which means
when you close out your current account, you have up to
60 days to open a new account.
--Which gives you a FREE 60 Day loan in the meantime!
Suppose you need $10,000. --NOW. And you know you'll be
getting $10,000 in a couple months, but you just can't wait.
Well, just switch IRA accounts, and get full use of that money,
for any purpose at all, for a full 60 days until the other money
you have coming arrives.
3) CHOP YOUR TAX WITHHOLDINGS
Sure, it's nice to get a nice big tax refund at the end of
the year, but it's much better to get the extra money every
paycheck so you can use it throughout the year. Why let the
government have FREE use of your money? You could put
it to much better use.
Many people don't know that they can fill out a new W-2
tax form, but this time write in EXACTLY what percentage
of income you want your employer to withhold each paycheck.
End result: MORE money for you each week. Why let Uncle
Sam collect interest on YOUR money all year?
4) EDUCATION GRANT
Do you want to go back to school, but can't qualify for
the "regular" education student loans? You may be able to
get an education GRANT instead. And grants never have to
be repaid.
Grants are given out by organizations that encourage people
to study in their field of interest, and can range anywhere from
$500 to $40,000. And believe it or not, millions of dollars worth
of free education grants are not given out... because nobody
applies for them! This is definitely worth looking into.
5) SKIP PAYMENTS
If your finances are really tight one month, you may be able
to skip payments to your creditors for the month... IF YOU
CONTACT THEM IN ADVANCE. (That's very important.)
If you call them too late, you're just another deadbeat. But by
calling them ahead of time, explaining that you're stuck this month
but don't want to get any blotches on your credit record, they
may let you skip a month. (Or just pay the interest on the loan.)
You can try this with all your creditors; Your house, car,
credit cards, you name it... If they sense you want to work with
them, there's a very good chance they'll give you a break.
6) BARTER / EXCHANGE
Many people overlook this ancient form of trade. If you have
a useful skill, craft, or tradable item, you may simply be able to
work out a swap. It costs NOTHING to ask, and could work out
to be a great deal for all parties involved! Whether you're a
handi-man, masseuse, prostitute (joke), or simply willing to do
some sweating (labor of some sort), this could be your ticket
to getting what you need.
7) UNCLAIMED FUNDS
If you've moved in the last 15 years, or changed jobs, or been
married or divorced, or have a deceased relative, been in the U.S.
armed forces, or paid taxes, or purchased stocks or bonds, you may
be owed money by the government.
This money can be from neglected bank accounts, unclaimed
inheritances, back pay, unclaimed tax refunds, forgotten investments
by you or your relatives... If an account is inactive for 5 to 7 years,
it is closed and the money is forwarded in trust to the state. But they
won't tell you it's there!
--You have to ask. Over $20 billion is being held by the U.S.
Government for the asking, and 1 out of 10 people is owed money!
The average amount claimed is about $800. Don't let YOUR
money go to waste!
8) "SILENT PARTNER" FOR YOUR BUSINESS
Are you excited about a business idea but frustrated
because you just haven't got the $$$ to get it off the ground?
Do you think that some investment capital is the only
thing standing in the way of your successful business?
Lots of companies were started with one person's idea,
and another person's money. (Known as the "Silent Partner".)
This is what Venture Capitalists are all about. They like to lend
money for you to put into your business in return for a
percentage of the profits. Venture Capitalists are people with
money who like to invest their money in business ideas.
They form a "Partnership" with you, using your ideas and their
money... A marriage made in heaven! The good news is that
Venture Capitalists are risk-takers by nature.
They are willing to take bigger risks with their money
for the chance of receiving a larger payoff if your business is
a success. Many times they will finance a business idea
when traditional lenders (banks, etc.) won't touch you with a
twenty- foot pole.
You can find advertisements run by Venture Capitalists in
"Business Opportunities" sections of the newspaper and financial
magazines.
9) START A PART-TIME HOME BUSINESS
There are all kinds of ways that you can make money from
your home. What you need to consider is whether you think you
would enjoy it, if it's easy to learn and run, and if it's affordable for
you. Here are a few ideas for you:
* Teach a musical instrument, like the piano.
* Be a baby sitter.
* Run a tree-trimming service
* Offer a pet-sitting service to take care of people's pets
in your yard.
* Start your own mail-order business.
* Offer delivery service for businesses in your area.
* Run a repair shop out of your garage for broken gadgets,
bikes, tools, etc.
* Be a seamstress.
* Make Christmas tree decorations, toys, birdhouses, jewelry, etc.
* Have garage sales by buying stuff cheaper at other garage sales
and markets, keeping it in your garage, and selling it for a profit!
There are thousands of ways to make money out of your home,
and these are just a few of the examples. --You can start making
extra money on your next day off!
10) EXPAND YOUR CREDIT CARD LINES
Credit cards are an obvious source of Fast Cash, but many
people don't seem to "do it right". Not all credit card companies
were created equal, and by getting the right ones you can save
thousands of dollars, depending on their interest rates, grace periods,
per/year fees, and other terms.
I personally have a credit card line of $45,000. --Instant cash
whenever I need it, and none of these cards charge an annual fee.
If I don't use them, they're free, and their interest rates are MUCH
lower than the national average. You should always study the "fine
print" before getting a new credit card to find out what you're getting
in to! Please contact me if you would like a list of these credit cards
companies.
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I hope you have found this information useful. There really are
a lot of great ways to "creatively finance" things. I've just scratched
the surface here. If you would like more information on the above,
including specific Grant sources, Low Interest Loan sources,
Unclaimed Funds phone numbers to call for your area, lists of Free
Credit Cards, "Silent Partner" names & addresses, or complete
Home Business plans, please contact me:
Tim Gross
Compuserve # 74723,1125
...and request my free Money Report,
which covers everything in greater detail.
I'll be happy to E-Mail you that information immediately.
-- Sincerely, Tim Gross
Or you can call: (619) 770-3432
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